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Archive for August, 2011

Did some spending

August 30th, 2011 at 03:26 pm

Well....I spent some money... and I took it from Savings. $75.00. But although it wasn't necessary, it was nice to do some bargain hunting and I got some great ingredients to do some cooking. I also went out to eat with friends this weekend, but I had some "entertainment" cash budgeted in.

Can't do that kind of stuff all the time, but at least it didn't go on the credit card!

Insulted....or maybe just hurt

August 24th, 2011 at 07:19 pm

Well...someone decided to post on my blog that I post about nothing useful. Wow....

My blog entries may not be the most interesting to everyone, but its useful to me. It keeps me accountable and helps keep me on track. And we are all on here to learn and better ourselves. So why did you waste your time commenting?

So I am slightly insulted. Because I don't think its that bad. And more so, it kind of hurt my feelings. I'm just trying to gain financial freedom.

A month with no CC charges

August 19th, 2011 at 04:32 pm

I have gone 30 days with no credit card charges. I looked at my statements and realized I was using my cards for NONSENSE! I charged 5.34 to a fast food place one day! What was I thinking??? The answer is....I wasn't. Maybe now my payments should make more of a difference. What an eye opener.

Disappointed

August 16th, 2011 at 04:59 pm

I updated my numbers today. Ugh....not sure what to say about it. Taking money from savings is not an option but I need to find a way to make more of a difference. Maybe after I make my payments for the month I will feel better. But I guess there are worse things to be disappointed about. I could be like other people that choose to do nothing about their debt or don't even acknowledge that they have any.

Started my day with the Dr.

August 7th, 2011 at 01:42 am

I woke up this morning to my mouth being swollen....caused by an abscess on my gum. Needless to say I had to go to the Dr. Actually I had to go to the urgent care clinic since its a Saturday. $50.00 to see the Dr, $31.00 in prescriptions and Listerine, and $15.00 in soft foods. An expensive day, but better than the infection spreading. Stayed home all day today, mainly because the antibiotic is horrible on my stomach. And I'm staying home all day tomorrow. Ugh...happy weekend.

Where is the true money advice?

August 2nd, 2011 at 01:54 pm

I look at sites like Yahoo and wonder how it is true money/finance help. It seems like it is always for people who make 6 digits! I want advice on saving and making extra money for those of us that don't make 150K a year or that don't spend $500 a month on clothes. I don't buy coffee everyday....so I can't save $32.00 a month buy cutting out 2 days a week. At least I have these blogs to inspire me. Smile

Update :)

August 1st, 2011 at 06:50 pm

On a positive note....Florida was amazing. We had such a good time just hanging out and spent a day at the beach with just ourselves some new friends and a cooler of drinks. I didn't go over budget at all. Smile

This week brought on a new budgeting dilemma. Celebrating my step daughter's birthday early. Because of my husband's travel and her starting school we had to throw together a family party and buy gifts earlier than I was planning. I spent $50.00 more than I should have, but we were able to have presents, go to dinner, and provide a little family party with desserts at my house. So not too bad.

My debt numbers have gone up for one of my cards....it is the devil! I had an unexpected birthday gift. I fall into the trap. I should have taken the money from savings....but I just can't bring myself to do it. I think its time for the cards to leave my wallet.

CC1 - $798.26 --- $736.22
CC2 - $595.13 --- $567.58
CC3 - $288.65 --- $248.69 YIKES!!!
Student Loan - $4113.59 --- $3918.09

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Savings $1500.00 --- $7200.00
Retirement $116.00 --- $469.00