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Haven't posted in almost 3 weeks

December 28th, 2012 at 08:16 pm

3 weeks have flown by. We survived the holidays. I did pretty good on money, but under estimated how much gas I would need while I had family in town!

I got paid today. I already paid everything that I had to pay. And after I put in gas and allow for my $20 for dinner out I think I have about a $1.00 left.

We had an unexpected check come in the mail....from our escrow account. A pretty large check for us. But instead of spending it or doing even doing anything with it....we decided to put the majority of it back into the escrow account with our mortgage payment. The reason for this is that I know our taxes are going to go up. We got to carry over the previous owner's exemption and since we are not veterans, we will lose that. So we are just going to stick it back in there to cover the increase. I do have over $1000 to put into savings though. So that will be nice.

I also sat down and looked at my credit card debt. There is absolutely no reason why I should not have all of my debt paid off this year. I just have to pay $38.00 more than what I have budgeted. So I have an amount for each card I have to pay each month to wipe it out. And I want to pay as much over that amount as I can. Even if its only a couple of dollars.

4 Responses to “Haven't posted in almost 3 weeks”

  1. creditcardfree Says:
    1356728601

    Great plan for the escrow and the plan for credit card debt payoff, too!

  2. Amber Says:
    1356733293

    I too agree, great plan for the escrow and debt.

  3. LuckyRobin Says:
    1356825666

    Sounds like a good plan for wiping them out. It's nice to be so close to that.

  4. Jerry Says:
    1356907145

    That was a very disciplined move, especially at the holidays when everything seems to lead people to want to spend more and more, rather than save or make solid financial choices. Nice going! That should offer you some insurance against the tax increase...
    Jerry

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