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Smell that...its a refund!

February 14th, 2013 at 05:02 pm

Talked to HSBC today. Asked for my annual fee to be waived. He said no. So I said..."What is the benefit of me having this card? You won't lower my APR. I have to call long distance to talk to a person. And you charge me a $79.00 annual fee." So he agreed to give me a credit for half. Which helped. Then he said he went ahead and credited the WHOLE THING!! So if I still come up with the $79.00 then I will be further ahead. WOO HOO!

Posted in Budgeting, Debt, Saving Money | 4 Comments »

4 Responses to “Smell that...its a refund!”

  1. creditcardfree Says:
    February 14th, 2013 at 05:07 pm 1360861663
    1360861663

    Yes! Find $79 and send it in to pay down the principal.

  2. CB in the City Says:
    February 14th, 2013 at 05:48 pm 1360864115
    1360864115

    Good job!

  3. Looking Forward Says:
    February 14th, 2013 at 07:23 pm 1360869797
    1360869797

    That is great! Glad you called! Smile

  4. Jerry Says:
    February 18th, 2013 at 04:32 am 1361161924
    1361161924

    Hey, you had a solid argument, and I love the fact that you were not afraid to see where the questions would lead. So often people will not even bother to ask, even though they have some insurance that a decent company will work with them to keep their business... nice going!
    Jerry

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