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Archive for June, 2013

Productive weekend planned

June 28th, 2013 at 04:19 pm

After work today, I plan on starting my household cleaning and organizing. My pet sitting gig was cancelled so I will have some extra time. I would like to be done by Saturday afternoon. Then I can work on business paperwork. There is a lot of progess I need to make on that since its the end of the 2nd quarter. So my weekend won't be fun. But just imagining how I will feel when everything is done makes it worth it.


No extra money this week. But all the bills are paid and we are sending extra to the mortgage. So I cannot complain.

Something about seeing the numbers go down

June 27th, 2013 at 03:04 pm

I still have debt. But after my next payment, CC#1 will be under $300! And CC#3 is almost to $150. No...they aren't paid off. But there is just something about hitting certain numbers that make you feel good.


We have an event tonight for our shop. Then tomorrow I work my regular job and then have to do some pet sitting overnight. I hope that I can get some serious cleaning done Friday afternoon and Saturday morning. I have been working hard to "organize my life." Its a process, but its getting better. When my life is organized and everything is on track, its easier for me to keep the money on track!

Extra money to credit card

June 26th, 2013 at 05:33 pm

Not that it is a whole lot, but I sent the extra $20 from my food jar to credit card #3 today. I wanted to go ahead and send it before it got used on something else.


I am feeling better today. I was starving so I splurged and spent $7 on pasta for lunch. I am sure I could have found something cheaper....but it was good and I still have $15 in cash.

Unplanned Dr Appt and Money Happenings

June 25th, 2013 at 06:32 pm

Well, I had to go to the dr yesterday. I've been fighting some sinus stuff for about a month....just couldn't get rid of it. And of course it is a sinus infection. Antibiotic, nose spray, steroid shot, and $125.00 later....I hope I start to feel better. I'm sitting here a work today...and I can feel that I have a blazing fever. But luckily I can go home in a couple of hours. And as much I would like to work on housework or paperwork, I may just have to get some bedrest.


I did my checkbook and paid all the bills. I can't spend anything else since I had to pay for the dr. But here is what I have in the jars:

Fuel: 0
Food/Groceries: 48.00
Dining Out: 23.00
Other/Gifts: 10.00
Cash: 28.00

Hoping to take $20.00 from the Food jar and send it to a credit card.

Grocery Plan....and Documenting

June 20th, 2013 at 05:10 pm

I was doing really well with my planning and accountability until I stopped paying attention to where every dollar was going. So, I will be starting the tracking again starting tomorrow when I get paid. I am sure my spending plans and notes about what I buy are not the most interesting things to read, but they really help me be accountable. So... tomorrow.


Kroger has a deal right now that they will double fuel points, so I am going to grocery shop there tomorrow. I have 63 points and for every 100 you get 0.10 off a gallon. I should be 27 points off from getting 0.30 off a gallon, but .20 off will be great. My list currently adds up to 57.50 before coupons. My goal is to spend 50.00 (I have a 5.00 off coupon plus several little ones so I should make it.) I also have to buy some household items, which I have 20.00 and 40.00 for dog food. So $110.00 for the whole trip. Kind of scary, but I think I can do it. I have actually planned out 2 weeks worth of meals and my grocery budget is actually 80.00 so I am cutting it by 30.00. Plus I still have 20.00 from 2 weeks ago. If I can pull this off...I will be super happy. And I can finally send the extra 20.00 to a credit card!

Puppy pic....goes with yesterday's post

June 18th, 2013 at 06:42 pm

So yesterday I posted about the puppy we rescued. I thought some of you might want to see his progress.


(I'll post about money later)


The puppy

June 17th, 2013 at 06:19 pm

I don't think that I have mentioned it on here, but the day before my birthday (back in April) I found a puppy in a ditch out where I live. It was cool and rainy and I knew if I left him, he would die. So we rescued him. My sister paid for him to go to the vet and for him to stay there a week. She also helped with the vet bills since the puppy had mange. Severe mange! So, instead of paying as much on our mortgage, I have had to take $50-$75 from it and put it towards this dog. And I also did some pet sitting to help pay. But now...I have 2 dogs to feed. 2 sets of vet bills. Double the treats. I don't regret saving him...but he has been expensive. Hopefully now that he is feeling better and the mange is gone, the vet bills will be REDUCED. He is 7 months old, so we will have to neuter him. So my husband and I are working on a way to pay for that. Should be about $200.

But I guess this is where I get confused. I can squeeze out money to pay for a special event or something that comes up. Why can't I just pretend I have a special event and put $200 towards a credit card and pay them off? Its not the lack of "want to." Ugh...I get so frustrated with myself.

No news is no news

June 14th, 2013 at 04:44 pm

I have not made any extra progress on debt the last few weeks. I feel like I have been in a funky haze. I didn't even look at my checkbook for a week. Not for any particular reason....so no desire to do anything. But, I did look at it today. And I paid all the bills.


I did order my husband and 2nd step father something for fathers day. I ordered them clam chower with bread bowls from the Boudin Bakery in San Fran. My husband and I loved that place, so I thought it might be meaningful. It came with 4 bowls and 2 things of soup, so I'm splitting it. Its about $20 a piece..so that seems reasonable. And I am making my husband breakfast that morning. We are celebrating my sisters birthday that day too....at a baseball game. I really do not like baseball...neither does my husband. But it is free and its for my sister...and the food will be free.


So I am just muddling through right now. Not off track...just the super slow track.