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Archive for September, 2015

Among the living

September 30th, 2015 at 06:12 pm

The last few days have been hard. I have really not felt well. Luckily today I am starting to feel like a real person again. I'm not well but at least I feel better. Good news is that I haven't spent any money because I haven't gone or done anything except a half day at work. I did come to work today but no spending.

I haven't done anything at the house. My husband is keeping his distance so he doesn't get sick. So the sink is full of dishes and I have stuff all around my bed. Hopefully I am well enough by Saturday to get some stuff done.

More Debt and overspending

September 29th, 2015 at 03:20 pm

I got sick Sunday night/ Monday Morning. By 6:00AM Monday I knew I had to go to the dr. Ear and throat infection. Copay and $38 in RX went on Cap 1. Frown

I am overspending....not sticking to my budget. This Friday when I get paid, if I were to pay everything I would be $218.74 in the RED. Some of this is money to put back for Christmas, so I obviously won't go negative, but if you are looking at the numbers, I'm in bad shape. And some things I am accounting for now even though they are due in a few weeks.

Here is how it will look on 10/02:

Cell phones -220
Xmas -215
Tire Money -200
Husband's Birthday -80
Gas for Car -60
Electric -285 (Hoping for less - keep extra for other months)
Dish -100 (Should be less)
Internet -70
Student Loan -65
Payback to another account -20.00
Car Insurance -193.08
Hold for Mortgage -150.
Hold for Car Payment -65
Loan from Business -25

Like I said the Christmas Money and Tire Money don't have to move now, so I won't go negative. But it will take me until my 10/23 payday to catch up.

Oh SA...I've made a mess.

September 25th, 2015 at 07:45 pm

Yes, I had all my credit cards paid off. I had no car payment. I only had my student loan and mortgage. And then everything changed. I have done some damage and now I have to deal with it. Some of it was emotional. Some was necessity. Some was nesting. Some was social. Some was medical. But debt is debt. And now I am in it.....again.

Be prepared to see the mess I have made on the side bar.

I also had to borrow $150 from our business to get my account right.

The only way I know to make it better is to blast it on here and make a plan.

I'm doing the walk of shame.