June 28th, 2013 at 04:19 pm
After work today, I plan on starting my household cleaning and organizing. My pet sitting gig was cancelled so I will have some extra time. I would like to be done by Saturday afternoon. Then I can work on business paperwork. There is a lot of progess I need to make on that since its the end of the 2nd quarter. So my weekend won't be fun. But just imagining how I will feel when everything is done makes it worth it.
No extra money this week. But all the bills are paid and we are sending extra to the mortgage. So I cannot complain.
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Personal Finance
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1 Comments »
June 27th, 2013 at 03:04 pm
I still have debt. But after my next payment, CC#1 will be under $300! And CC#3 is almost to $150. No...they aren't paid off. But there is just something about hitting certain numbers that make you feel good.
We have an event tonight for our shop. Then tomorrow I work my regular job and then have to do some pet sitting overnight. I hope that I can get some serious cleaning done Friday afternoon and Saturday morning. I have been working hard to "organize my life." Its a process, but its getting better. When my life is organized and everything is on track, its easier for me to keep the money on track!
Posted in
Budgeting,
Debt,
Personal Finance
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3 Comments »
June 26th, 2013 at 05:33 pm
Not that it is a whole lot, but I sent the extra $20 from my food jar to credit card #3 today. I wanted to go ahead and send it before it got used on something else.
I am feeling better today. I was starving so I splurged and spent $7 on pasta for lunch. I am sure I could have found something cheaper....but it was good and I still have $15 in cash.
Posted in
Budgeting
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2 Comments »
June 25th, 2013 at 06:32 pm
Well, I had to go to the dr yesterday. I've been fighting some sinus stuff for about a month....just couldn't get rid of it. And of course it is a sinus infection. Antibiotic, nose spray, steroid shot, and $125.00 later....I hope I start to feel better. I'm sitting here a work today...and I can feel that I have a blazing fever. But luckily I can go home in a couple of hours. And as much I would like to work on housework or paperwork, I may just have to get some bedrest.
I did my checkbook and paid all the bills. I can't spend anything else since I had to pay for the dr. But here is what I have in the jars:
Fuel: 0
Food/Groceries: 48.00
Dining Out: 23.00
Other/Gifts: 10.00
Cash: 28.00
Hoping to take $20.00 from the Food jar and send it to a credit card.
Posted in
Budgeting,
Personal Finance
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0 Comments »
June 20th, 2013 at 05:10 pm
I was doing really well with my planning and accountability until I stopped paying attention to where every dollar was going. So, I will be starting the tracking again starting tomorrow when I get paid. I am sure my spending plans and notes about what I buy are not the most interesting things to read, but they really help me be accountable. So... tomorrow.
Kroger has a deal right now that they will double fuel points, so I am going to grocery shop there tomorrow. I have 63 points and for every 100 you get 0.10 off a gallon. I should be 27 points off from getting 0.30 off a gallon, but .20 off will be great. My list currently adds up to 57.50 before coupons. My goal is to spend 50.00 (I have a 5.00 off coupon plus several little ones so I should make it.) I also have to buy some household items, which I have 20.00 and 40.00 for dog food. So $110.00 for the whole trip. Kind of scary, but I think I can do it. I have actually planned out 2 weeks worth of meals and my grocery budget is actually 80.00 so I am cutting it by 30.00. Plus I still have 20.00 from 2 weeks ago. If I can pull this off...I will be super happy. And I can finally send the extra 20.00 to a credit card!
Posted in
Budgeting,
Food / Groceries,
Saving Money
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3 Comments »
June 18th, 2013 at 06:42 pm
So yesterday I posted about the puppy we rescued. I thought some of you might want to see his progress.
(I'll post about money later)
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Uncategorized
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6 Comments »
June 17th, 2013 at 06:19 pm
I don't think that I have mentioned it on here, but the day before my birthday (back in April) I found a puppy in a ditch out where I live. It was cool and rainy and I knew if I left him, he would die. So we rescued him. My sister paid for him to go to the vet and for him to stay there a week. She also helped with the vet bills since the puppy had mange. Severe mange! So, instead of paying as much on our mortgage, I have had to take $50-$75 from it and put it towards this dog. And I also did some pet sitting to help pay. But now...I have 2 dogs to feed. 2 sets of vet bills. Double the treats. I don't regret saving him...but he has been expensive. Hopefully now that he is feeling better and the mange is gone, the vet bills will be REDUCED. He is 7 months old, so we will have to neuter him. So my husband and I are working on a way to pay for that. Should be about $200.
But I guess this is where I get confused. I can squeeze out money to pay for a special event or something that comes up. Why can't I just pretend I have a special event and put $200 towards a credit card and pay them off? Its not the lack of "want to." Ugh...I get so frustrated with myself.
Posted in
Budgeting,
Debt,
Personal Finance
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4 Comments »
June 14th, 2013 at 04:44 pm
I have not made any extra progress on debt the last few weeks. I feel like I have been in a funky haze. I didn't even look at my checkbook for a week. Not for any particular reason....so no desire to do anything. But, I did look at it today. And I paid all the bills.
I did order my husband and 2nd step father something for fathers day. I ordered them clam chower with bread bowls from the Boudin Bakery in San Fran. My husband and I loved that place, so I thought it might be meaningful. It came with 4 bowls and 2 things of soup, so I'm splitting it. Its about $20 a piece..so that seems reasonable. And I am making my husband breakfast that morning. We are celebrating my sisters birthday that day too....at a baseball game. I really do not like baseball...neither does my husband. But it is free and its for my sister...and the food will be free.
So I am just muddling through right now. Not off track...just the super slow track.
Posted in
Budgeting,
Personal Finance
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0 Comments »