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Treading Water

June 29th, 2011 at 08:06 pm

I feel like I am treading water. Seems like I have had to spend more money than usual and I am not making the progress I want.

On a high note, I am catering an event Saturday so I am hoping to make a little money off of that. And I got a raise! So my plan is to act like I didn't get one and just use the extra for debt repayment and savings.

But just to stay legit...here are my numbers. Not much headway.

CC1 $798.26 --- $749.91
CC2 $595.13 --- $563.29
CC3 $288.65 --- $171.26
Student Loan $4113.59 --- $3969.01
___________________________________________

Current Savings $1500.00 --- $5800.00
Retirement $116.00 --- $410.10

But the problem is I am still using my Credit Cards. Something comes up and I use that irresistable plastic card of doom. I need to stop. Maybe I need a spending intervention before I drown!

1 Responses to “Treading Water”

  1. Jerry Says:
    1309539051

    Those cards can be a real problem if they lead to impulse purchases like that. I would recommend either freezing the cards in a block of ice in the freezer (honestly, I did that once to get some insurance that I wouldn't do anything dumb!), or just cut them up. The former keeps the cards available in case of real emergency, of course. Good luck...
    Jerry

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