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Archive for June, 2014

Like my grandma always said...Well Sh*t...

June 20th, 2014 at 12:43 pm

Not much to say except I kind of spiraled out of control since my last post. Made some really poor money decisions. I am not wanting to do a sob story, it is my fault. I saw myself headed that way. CC #3 is up to $81.20. CC #2 is down to $340.38. Savings is down to $900. I have dug myself out of the hole I got myself in. I didn't miss any payments on anything. But I made things really difficult on myself. I am really doing poorly in all aspects of my life. I have been working hard this week to really pull it together and get on track. I am my worst critic, but right now...I'm right.


I did get a raise today. Starts next week. Should net an extra $120 a month. As always, my goal is to pretend like its not there. Easy way to knock the rest of my cc debt out earlier...if I can just get my sh*t together.


I have no excuses. I have been stumbling lately and I finally just fell. I guess as Scarlett said "After all, tomorrow is another day."

Fighting the urge

June 4th, 2014 at 11:08 am

So, we had a "meeting" at our house yesterday as a result of our shocking news. Monday and Tuesday I found myself driving towards the store to buy things to decorate my house. Both times, I turned around and went back to work. I have had 2 NSDs. But I had convinced myself that I "needed" these things. And had mixed feelings about not buying the items. Almost like I was going to be embarassed by how my house looked if I didn't have these decorative items from Hobby Lobby. I guess what matters is that I didn't go. I didn't buy anything.


I have to take my dog to the vet tomorrow. Its time for shots and hearworm. We are taking the money from Savings. I plan on using part of my monthly pet budget to slowly reimburse it. But we have to do it. Especially with all the rain...the mosquitos are going to be bad.


Going to the grocery store tonight. Going to try to spend as little as possible. But the list is long this time.

No Title for this one...

June 2nd, 2014 at 11:22 am

My husband and I received some shocking news. News that I cannot share. But it has managed to overwhelm me and cause me to make bad decisions. Actually...I take that back. I am responsible for the decision that I make. But I found myself making careless decisions while being overwhelmed. I spent $100 on food....and air filters. Why did I do that? Because I went into this panic like...I am not in control of this situation, so spend money.... reaction. I realize this 2 days later when I am literally like WTH did you do!!! I didn't have that money planned. I don't have the money to cover it. And I didn't buy things for meals. I made a bad decision based on emotions. I reacted like my mother... (who makes very poor financial decisions). Am I my mother??? For those that have read my blog you know that I am trying to "not" be my mother. Sure there are some difference....I am not 63 years old with no retirement. I own a home (Well, I am buying a home. I guess I have 28 years before I own it). I do not rely on others to bail me out. I am accountable for my actions. But what I did this weekend was exactly what my mother would do. I need to get out of this mode. *Ugh*