Well...long story short....I ended up just adding an "actual" column to my budget spreadsheet. And in my checkbook register, which I write in at least once a day, I will just be more detailed. Then at the end of the month, I can just add my actual in and see how I did. I was just trying to make it too difficult. Oh, and cash I will continue to do in the "jars" but will have a sheet in each jar. Put the receipt in the jar so I know what I spent. That really is how I was supposed to be doing it this whole time (Gail Vaz Oxlade way).
I feel very aware right now. And still overwhelmed by what I was doing. So November 1 will start the new way of tracking.
What I am reallly thinking about is....what do people that don't think about their expenses do? I worry about my finances and work to try to keep them somewhat on track. So how do they get through? How do they not worry?
Tracking/Spreadsheet figured out
October 17th, 2013 at 04:11 pm
October 17th, 2013 at 05:11 pm 1382029874
October 18th, 2013 at 03:47 am 1382068038
I am glad you figured it out!
October 18th, 2013 at 03:52 am 1382068347
I think you're doing fine with a high level of awareness and hope your spreadsheet nails the details. I wonder if you would find it easier to give yourself an allowance each pay. That sum could be spent anyway you like BUT when it gone, spending stops in that category until next pay. You could base it on the sum you spent on yourself last pay period.