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So now what?

June 20th, 2012 at 01:43 pm

I never thought the name of my blog would be so fitting. When I say I have messed up...boy have I messed up. I used credit cards, took from savings, took from my household account, and I am so far beyond the lines of my budget. People, I messed everything up. So now what? Do I just try to start over? And how do I get the money to catch up? And further more, how could I let this happen? (Head in hands) I feel defeated.

Posted in Budgeting, Debt, Personal Finance, Saving Money | 6 Comments »

6 Responses to “So now what?”

  1. Monkey Mama Says:
    June 20th, 2012 at 02:06 pm 1340201175
    1340201175

    All you can do is try to start over. How do you get the money to catch up? Work work work work work. These blogs have infinite ideas to save money and make more money.

    You can do it!

  2. PauletteGoddard Says:
    June 20th, 2012 at 02:41 pm 1340203306
    1340203306

    Look for honest, sincere, competent help and do not allow these current feelings of defeat and hopelessness consume and immobilize you! Your situation is NOT hopeless, and you can rebuild.

  3. Thrifty Ray Says:
    June 20th, 2012 at 02:54 pm 1340204051
    1340204051

    Forgive yourself, learn from your mistakes, create a new plan and get back on the horse...that is how you do it. And you CAN do it. But start with the first step. Good luck!

  4. Monkey Mama Says:
    June 20th, 2012 at 02:57 pm 1340204266
    1340204266

    P.S. Reminds me of this. How do you eat an elephant. One bite at a time. Just start focusing on the first bite.

  5. creditcardfree Says:
    June 20th, 2012 at 05:45 pm 1340214318
    1340214318

    Are you behind on payments? After food, rent/mortgage/and lights you should catch up on those. Start with minimum payments and then figure out if there is extra to add to debt. If your savings is gone, you'll need to replenish this some too instead of paying off debt.

    You can start over! Tell us more and we can give some more direction, too.

  6. Petunia 100 Says:
    June 20th, 2012 at 11:41 pm 1340235696
    1340235696

    All is not lost. Just start over. Smile

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