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So this is where I'm at

June 25th, 2012 at 05:41 pm

Ok, last post I was a little disheartened by my lack of financial responsibility/control lately. This is where I'm at.

Was/ Now
Credit Card 1: 527.55/ 515.66
Credit Card 2: 493.94/ 508.25
Credit Card 3: 216.84/ 259.38
Student Loan: 3421.59/ 3433.27 -missed payment

Retirement: 1235.00/ 1306.00
Savings: 1900.00/ 1750.00

I had some payments scheduled while this was going on, so luckily it helped soften the blow. I put $100.00 back in savings because I need it to get back to $1900.00. But now I have to come up with my student loan payment because somehow that got missed! I cannot take the money from savings, so I may have to do some rearranging and change searching to come up with it.

I know that overall its just a change of about $60.00 on my cards and $150.00 in savings, but I feel bad that I let myself do it. Its like when your parents tell you they are "disappointed in you." I feel sad and disappointed in myself. I should have more self control. Soooo..with my tail between my legs I am dusting myself off...and hopefully moving past this.

And I'm still looking for ways to make some extra money...if anyone has any ideas. (FYI - all my free time goes to working at our new business, so I can't work a second job at the moment.)

1 Responses to “So this is where I'm at”

  1. creditcardfree Says:
    1340659073

    Definitely don't beat yourself up. You didn't get far behind at all before you realized the problem!

    I would suggest selling excess stuff online (craigslist or ebay) or having a garage sale to get that student loan money. It does take time, but it does pay off!

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