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Scratch off winnings and planning

January 30th, 2013 at 09:23 pm

I bought a scratch off ticket. I couldn't help it....it was screaming my name. And I won $50.00. Of course I know that lottery tickets are not a good thing to spend money on, but at least I came out $48.00 a head. Going to keep $8.00 in my wallet and put the rest somewhere so I don't spend it.


I went through my budget and reduced my planned income. My hope is that I can train myself to live off less. It wasn't a lot, but if I act like the money isn't there, then maybe I can build a cushion in my checking account that I can later use for debt repayment? I don't know....that's just what I am thinking for now.

Posted in Budgeting, Debt, Personal Finance | 4 Comments »

4 Responses to “Scratch off winnings and planning”

  1. creditcardfree Says:
    January 30th, 2013 at 09:29 pm 1359581376
    1359581376

    I'd put that windfall into savings since you just took money from there...or since it seems like a snowflake, I'd send it into debt ASAP, before it melts. Smile

  2. littlegopher Says:
    January 30th, 2013 at 09:53 pm 1359582816
    1359582816

    Lucky! Yes, I was thinking the same as ccf - it looks like you have the start of your forget-it's-there cushion Smile

  3. Banker Gurl Says:
    January 30th, 2013 at 10:06 pm 1359583593
    1359583593

    "BEFORE IT MELTS" LOL

  4. snafu Says:
    January 31st, 2013 at 01:15 am 1359594928
    1359594928

    There is less temptation having a flat chequing account than making it plump. I add my voice to the others to stash your windfall in a savings account. If an unexpected need happens, it just a few clicks on computer to move to chequing.

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