I have a budget. It is broken down into weekly - based on my pay. Today....I realized that even though I have a budget, I'm not following. I am to a point. But, I am spending money on random crap and not even realizing it. Which means I am not following it. I have been tracking my spending for October. This is not something I usually do. Sometimes I will pay attention to my cash spending, but when I looked at all my entries of what I am spending.... wow. 1.29 for itunes, 2.86 for a snack, 14.36 in out to eat lunches in 2 days....and I didn't "BUDGET" for those. So, my eyes are open. A budget doesn't matter if there are small (or even big) purchases made without acknowledging the budget. When I wonder where my extra $32 a month is going - well the answer is itunes, car wash, snack, lunch, etc. I made a spreadsheet to actually compare what I spent to what I budgeted. This out to be disgustingly interesting.
And I realized that I am a shifter. I will shift money off of something to cover something I did. So I will never get anywhere if I am just moving the money around instead of not spending the money.
(I feel like Chevy Chase in Christmas Vacation when he just starts going off and calling his boss all those names....and he ends in Hallelujah, Holy Sh*t. Where's the tylenol..... Only I am yelling at myself
Eye Opener
October 9th, 2013 at 08:45 pm
October 9th, 2013 at 09:08 pm 1381352922
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October 10th, 2013 at 06:31 am 1381386687
October 11th, 2013 at 12:48 am 1381452513