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Home > CC #3 is even lower! And I blew my budget

CC #3 is even lower! And I blew my budget

May 27th, 2014 at 04:46 pm

CC #3 is now down to $51.53. We go a small refund check from our insurance company, so I applied it to CC #3. Pretty exciting.

But...at the same time that I am making progress on my debt, I totally blew my budget. I have overspent by $75 and I still have to make a purchase of $60 that I did not budget for. Pretty much an epic fail. I am actually not even sure how to recover from it. Not pay extra on my mortgage? Its disappointing. Because nothing I bought was a need. I guess I am still headed in the right direction. I just need to focus.

Side note...I didn't come out ahead house sitting. Gas cost more than I thought. I also made more trips than I thought. But at least that insurance check helped knock out what I wanted to pay with the cash.

Posted in Budgeting, Debt, Personal Finance | 2 Comments »

2 Responses to “CC #3 is even lower! And I blew my budget”

  1. creditcardfree Says:
    May 27th, 2014 at 05:31 pm 1401211918
    1401211918

    I would STOP sending extra to your mortgage until you have those credit cards paid off. I would actually do the same with the student loans. Didn't realize you were doing this or I would have mentioned it before.

  2. Kiki Says:
    May 28th, 2014 at 06:24 am 1401258256
    1401258256

    Write down the mileage between your home and the house sitting house. Keep track. You will write off your mileage for each day on your taxes for 2014. Might feel like you didn't make money but when you deduct the mileage from your income, you will, even with having to pay "taxes" on the money earned.

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