I feel stuck. Stuck financially. Stuck physically. Stuck mentally. I know that I can work my way out of this, but I am really struggling. I have been using money to cope with bad days. I justify the spending somehow. Using my credit cards because I have overspent in my bank account. Buying groceries because I want to eat better, but its not budgeted for or planned. Buying "things" to make me feel better because I am having a bad day. These are all bad things. Suck it Up September didn't work for me. I am in a bad situation right now. On Friday, after I am paid, I am over budget...in the red. And not just in theory. Like, I have spent more than I have. I will be short $155.09. If I do not make any payments towards my credit cards, I will only be short $43.09. Obviously, I cannot make credit card payments that are going to make me worse off. But that puts me even further behind on paying off my debt. I did pay off the personal loan. And before this hiccup, I was going to have CC #2 paid off 11/14. And CC #3 paid off 10/31. So I am just frustrated with myself. Frustrated because I am making bad choices.
September 30th, 2014 at 05:20 pm