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Financial things are changing

August 6th, 2015 at 08:02 pm

Things have changed in the last few weeks. My last payment back to us for my credit card payoff is this week. I got a raise at work. And I bought a car. :|

The car thing is scary (but exciting). I haven't had a payment in YEARS! My last car I paid cash for. But, since I do not have credit card debt, I am applying my weekly salary from our business to pay for most of the car. The rest I have worked into my budget. I am going to go through and rework the budget and change some things. I still want to cut some expenses and plan for more unexpected things. Also, I want to build our savings. I also don't want to calculate the raise into the budget. I would love for that to just be a cushion.

I am going to the grocery store today. I want to eat as much from our freezer and pantry as possible, but we do need produce and some meat. My budgeted amount is $80 (for 2 weeks worth of groceries) and I hope to not spend anywhere close to that.

Hope the world of SA isn't disappointed that I bought a car. It really was time, I promise.

3 Responses to “Financial things are changing”

  1. laura Says:

    I hope that you love your new car and are happy with your choice! Reliable transportation is important. Smile

  2. CB in the City Says:

    What kind of car? New or used? I'm interested, because my car is aging, and I know I will have to replace it in a few years.

  3. creditcardfree Says:

    As long as you have a reasonable payment that you can make and it doesn't hinder your goals, it is okay to buy a car. Smile

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